SME Card

SME Card is a Debit Card designed jointly by NRB Bank and Aurora. This SME Card is prepared to provide the comprehensive credit requirements of the SME & Startup.


This is a structured SME loan product with special emphasis on women and youth entrepreneurship. Offering to the SMCEs (Small, Micro & Cottage Entrepreneurs) a complete package that includes business literacy, market linkage, book-keeping, and procurement of goods and services in kind or in cash through an SME Card

The validity period of this Card is two years, with an option to extend for up to one more year.

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Purpose: Financial Inclusion for the SMEs & Farmers

SME Card offering credit to the SME Owners and farmers in two types viz,

Option 1: OD / Hire Purchase / Term Loan / Time Loan Revolving based on the types of Proposition by Aurora,

Option 2: SOD against the cash collateral /security

Loan Size: Minimum BDT 20,000 – Maximum BDT 5,00,000

Loan Tenor: 6-36 Months

Pricing: 9 % p.a.